I initially had concerns that holding a Total Market Index in both taxable and tax-advantaged might open you up to wash sale concerns, but it seems FZROX tracks a proprietary Fidelity index while FSKAX tracks a Dow Jones index (the Total International Indexes also are different between the ZERO version and the regular one). Subsequently, I think my initial concern is invalid and everything looks good (bonds all in tax-deferred)! Congratulations on lowering your costs, I'm sure that will pay off in the long run.Traditional IRAs - his/hers = $333,191
50% US Equities FZROX Fidelity ZERO® Total Market Index Fund 0.00 ER, $132,586 (his), $34,010 (hers)
13% Intl Equities FZILX Fidelity ZERO® International Index Fund 0.00 ER, $34,472 (his), $8,843 (hers)
Roth IRA - His only= $10,981
85% US Equities FZROX Fidelity ZERO® Total Market Index Fund 0.00 ER $9,334
15% Intl Equities FZILX Fidelity ZERO® International Index Fund 0.00 ER, $1,647
Taxable Joint Acct = $9,717
85% US Equities FSKAX Fidelity® Total Market Index Fund 0.015 ER, $8,259
15% Intl Equities FTIHX Fidelity® Total International Index Fund 0.060 ER, $1,457
Statistics: Posted by bonesly — Sun Mar 17, 2024 8:42 pm — Replies 5 — Views 555
