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Personal Investments • Am I Crazy? Every Account is SP500 Index

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Is your job very safe so the odds of getting laid off during a recession (when stocks likely will decline) is very low?

If there is a significant risk of getting laid off, you may want to add bonds to buy yourself more time to find a new job without having to sell stocks at a loss.
Hasn't 2022 disillusioned you yet? You will just end up selling bonds at a loss; the vessel which will leak might be different but leaking remains the same
I've held I Bonds and EE Bonds for this purpose. Didn't ever see a loss. You hold fixed income that matches your situation and goals.

Statistics: Posted by Johm221122 — Mon Jan 08, 2024 3:10 am — Replies 21 — Views 2125



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