Investing - Theory, News & General • Where My 100% Equities Peeps At?!?

I’ve gone from 100% to around 85 - 90%.
Part of this is trying to maximise tax free savings allowances outside of tax shelters. I didn’t sell any equities.

Could you explain what you mean? Novice investor here.

I’m in the U.K. and we can get 17k a year in cash interest without paying tax because my wife has zero taxable income (we pay all her earnings into her pension). This makes the net return on unsheltered cash attractive compared to unsheltered assets being invested in global equities and having to pay tax in capital gains and dividends (U.K. allowances are negligible these days).

In our tax sheltered accounts we are 100 equities.

Also, if stock markets were to crash I would probably use the unsheltered cash to buy unsheltered global equities.

Statistics: Posted by minimalistmarc — Sat Jun 29, 2024 5:45 am — Replies 426 — Views 60304

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