Personal Finance (Not Investing) • Emergency fund

You have enough momentum where it doesn't really matter where 30k goes. I would probably keep it in vanguard vusxx or fidelity equivalent. Adjust your asset allocation accordingly if you want.

Thanks. So are you suggesting to move the cash from HYSA (4.2 percent) to VUSXX?

To “adjust asset allocation” does this mean consider the emergency fund as part of fixed income portfolio?

Yes. Vusxx has higher interest (5.28) and avoids state taxes.

Yes. I would consider it part of your fixed income (others don't).

Most people say that unless you are talking about 10-20 percent allocation changes it doesn't matter.

Statistics: Posted by FlowWithTheGo — Sat Jul 13, 2024 9:04 am — Replies 7 — Views 214

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