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Personal Investments • Why numerous years of cash cushion?

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Basically, I don't understand why you'd permanently kneecap the performance of your portfolio just to avoid the possibility of some day having to sell in a down market. The odds are very good that your portfolio is larger when you someday sell in a down market.
Plus in many cases the amount you "sell off " is a small slice. If bonds are down 10%, your "loss" that year is only 10% of the small slice you sell off for food.

Statistics: Posted by jebmke — Wed Aug 07, 2024 2:16 pm — Replies 16 — Views 927



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