Personal Investments • Roth IRA or leave it in Taxable? A Wonky Thought Experiment

If the dividend yield is 1.5%, all qualified, then leaving the money in taxable will cost 0.23% per year. If this lasts 30 years, you will lose 7% in taxes compared to the 30 years of tax-free growth. So it is close to break-even whether to fund the Roth IRA or leave the stock to your son.

Statistics: Posted by grabiner — Wed Aug 28, 2024 7:55 pm — Replies 19 — Views 1164

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