Personal Consumer Issues • Recommendations needed for dental insurance for someone with no dental plan

All dental insurance sucks. 100% - no exceptions. Don't buy it.

They are great if your employer covers the premium. If you have to pay the premiums, it’s mostly just like pre-paying your own dental costs, so I agree it’s mostly not worth it.

My Cobra dental coverage just ended in January. The Cobra made sense for our situation as I had a dental implant finishing out and then my wife had a root canal and crown that happened as well during that period. My particular coverage had a feature where we had additional coverage over the $2000 per person yearly maximum, so everything got covered.


Now that Cobra has ended, we are just going to pay dental costs out of pocket.

Statistics: Posted by Kenkat — Mon Jan 29, 2024 9:39 am — Replies 9 — Views 295

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