Personal Investments • CD vs Bonds

It really comes down to your state tax rate. When we compare treasuries vs CDs - CDs win most of the time. Our state tax rate is 4% so the difference is miniscule. We are in our 2nd year of retirement.

We just bought a 2 year CD today at 4.3% and pays monthly. It throws off enough that we don't have to touch the principal in any account and my husband sleeps well at night. It's too conservative for me but I don't get to make these decisions in a vacuum.

We are 50% equities and 50% fixed.

Statistics: Posted by mrsbetsy — Sun Feb 02, 2025 10:28 pm — Replies 10 — Views 548

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