Are you sure you are using “most” correctly? I have been in three plans in my career and none have had a true-up. Fortunately, the one I have now just keeps matching after I max it out as long as I don’t touch the contribution amount in the system.Losing out on the match for a time period where you were contributing 0% is not a problem for most 401K plans, since they have a “true-up” match that goes in early in the following year. It makes up for any pay periods where you put in 0 but across the full year put in enough to get the full match. Are you sure your plan doesn’t have a true-up provision?
Statistics: Posted by Silverado — Sat Feb 03, 2024 10:45 am — Replies 7 — Views 268
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