Yeah, I'm honestly thinking about gift boxing the next ten years in April - $200k - any maybe getting rid of some 0% bonds at the same time. I just don't think 1.3% fixed is coming around again anytime soon.My goal is to have two years' expenses in I bonds. In your case, it sounds like you need to look at expected college expenses.
We are of the crowd that sold our 0% bonds and repurchased in the gift box at the higher fixed rate. We aren't in a particularly high tax bracket right now and the few thousand in interest helped manage cash flow which we haven't quite dialed in since downshifting.
Statistics: Posted by mall0c — Sat Feb 03, 2024 10:47 am — Replies 4 — Views 191









