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Personal Investments • i-bonds - how much is too much?

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My goal is to have two years' expenses in I bonds. In your case, it sounds like you need to look at expected college expenses.

We are of the crowd that sold our 0% bonds and repurchased in the gift box at the higher fixed rate. We aren't in a particularly high tax bracket right now and the few thousand in interest helped manage cash flow which we haven't quite dialed in since downshifting.
Yeah, I'm honestly thinking about gift boxing the next ten years in April - $200k - any maybe getting rid of some 0% bonds at the same time. I just don't think 1.3% fixed is coming around again anytime soon.

Statistics: Posted by mall0c — Sat Feb 03, 2024 10:47 am — Replies 4 — Views 191



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