Personal Investments • Portfolio review, thanks!

Thank you very much for reviewing/responding.

3. How far in the future could she select the 457b withdrawal or set up the installment plan?

The future date has to be no later than age 73 to start receiving distribution from the 457b (lump-sum withdrawal or installment plan), and no earlier than the last day that my wife stays with her current employer. The decision on when/how distribution is received has to be made right before my wife leaves her current employer.

Are you thinking about the order of withdrawal?

Thanks

That potentially gives you all a lot of flexibility because you could defer withdrawals for a long time, if she retires early or leaves this employer well before age 73. It might be more valuable to save additional money in a tax-deferred account versus taxable, if you plan to retire early. I have never had a 457b so am not familiar with how it could factor into a retirement withdrawal strategy. I think this is something you'd want to consult those more familiar about and hopefully someone on the forum can weigh in.

Statistics: Posted by tashnewbie — Thu Mar 20, 2025 6:55 am — Replies 10 — Views 1106

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