One thought is that the relevant duration is for a portfolio of stocks and bonds, probably more stocks than bonds. It is a tricky question whether there is a lot of significance to the bond duration in long term stock/bond portfolios. It might be this is not a first order decision.
There is no way someone can withdraw those funds before age 60 without penalty and taxes, so this is out of question unless in most dire scenario, then why should the default be always invest in a 6-7 year duration bond fund when your money is locked up for 30 years?
Statistics: Posted by dbr — Wed Feb 07, 2024 11:30 am — Replies 135 — Views 8911











