Check out this Vanguard paper on tax efficient placement of international stocks:
https://corporate.vanguard.com/content/ ... ation.html
I wouldn’t hold emerging markets in taxable but I’m ok with holding total international there. I just don’t think it will make a huge difference for me either way.
Three things to consider: a high deductible health plan with Health Savings Account, used purely as a savings account rather than a spending account (I’m using GEHA HDHP); making at least some of your TSP contributions Roth rather than traditional; letting your sick leave accrue so it can be tacked on to your years of service upon separation.
I agree with using the G Fund. No need to take duration risk.
https://corporate.vanguard.com/content/ ... ation.html
I wouldn’t hold emerging markets in taxable but I’m ok with holding total international there. I just don’t think it will make a huge difference for me either way.
Three things to consider: a high deductible health plan with Health Savings Account, used purely as a savings account rather than a spending account (I’m using GEHA HDHP); making at least some of your TSP contributions Roth rather than traditional; letting your sick leave accrue so it can be tacked on to your years of service upon separation.
I agree with using the G Fund. No need to take duration risk.
Statistics: Posted by jaMichael — Sun Jan 07, 2024 2:54 am — Replies 8 — Views 944











