Personal Investments • need help with asset specific allocation

+1 to both the above posts.

VEA (from Vanguard), SPDW (from Schwab), IDEV (Blackrock iShares) are Developed Markets ETFs, if you want to exclude emerging markets (EM includes India but perhaps not China, not sure about that). IF you want, you can complement this with additional ETFs that focus specifically on Indian and Chinese companies (INDA and MCHI respectively).

Decide on a specific allocation between US stocks and International Stocks. My own allocation has been influenced by a Vanguard paper back from 2012, that said if you hold 20% of your equities in international equities, you get 84% of the diversification benefit, and at 30% allocation you get 96% of the diversification benefit. Since the "raison d'etre" of investing in international equities is diversification, I set it at 20% and forget about it. I can live with a bit less diversification than most optimal...

Do not do "value tilt", "growth tilt" etc. You only will get burned.

Statistics: Posted by lakpr — Fri Mar 01, 2024 4:30 pm — Replies 4 — Views 192

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